About Us

First West Capital specializes in subordinated debt and mezzanine financing solutions for small and mid-market companies in Western Canada. Led by Kristi Miller and Robert Napoli, the First West Capital team has more than 25 years of commercial lending experience including 18 years in subordinated debt. 

At First West Capital, decisions are made locally, resulting in the advantages of speed and flexibility. We are committed to working with business owners, advisers, intermediaries and lenders to provide:

• Innovative and flexible subordinated debt solutions;
• A client-centered approach that results in exceptional service;
• Responsive, firm and clear commitments that allow you to get on with what you do best –  run your business.

First West Capital is owned and funded by First West Credit Union, a member-owned co-operative.

Our Approach
First West Capital’s approach is service focused and designed to increase customer satisfaction while reducing deal risk through:

Client service 
Our focus is on helping you achieve your objectives. We have extensive experience crafting deal structures that are straightforward and have low deal uncertainty so that you, the owner, can get on with closing the deal and running your business. We work with you to get to know your business so that we can quickly process subsequent rounds of financing.  

Streamlined approvals 
First West Capital provides faster turnaround times through a streamlined credit underwriting process.Working with experienced managers, you benefit from an entrepreneurial and results focused team dedicated to helping you succeed.

Local, informed decision making 
At First West Capital, you deal with decision makers based right here who know the local market.  Our extensive networks allow us to expedite due diligence and introduce you to complementary sources of financing as required.

Creative deal structuring
No two situations are alike. At First West Capital, we work hard to structure deals creatively. We have the flexibility to craft structures, terms, conditions and repayment options that meet the unique needs and timing of your business.